Ygrene Financing

Ygrene Financing
Ygrene Energy Fund is a leading provider of clean energy financing for residential and commercial properties throughout the United States. The award winning, privately funded YgreneWorksTM program provides immediately accessible financing for energy efficiency, renewable energy, water conservation and, in certain areas, hurricane protection, electric vehicle charging stations and seismic upgrades. Ygrene is committed to making it easy for families to invest in their future and a healthier environment. Over the next five years, YgreneWorks is projected to create tens of thousands of local jobs and invest hundreds of millions into local economies.

You can find out more information about Ygrene Financing Here!


Property appraisers recognize energy cost savings in conducting their evaluations. While it is possible that the full cost of energy improvements may not be recognized in every case, improvements in cash flow directly increase both appraisals and market values of the property.

Any energy-saving or renewable energy-producing improvement that is permanently affixed to the property is eligible for funding through PACE. Eligible project groups include energy efficiency retrofits, water conservation measures, and renewable energy generation systems, and in certain areas, hurricane protection, electric vehicle charging stations and seismic upgrades.

PACE financing allows home and commercial building owners to finance renewable energy and efficiency upgrades (like efficient windows, heating or cooling, or water efficient appliances) over the long term by adding the payment onto their property taxes. (PACE stands for “Property Assessed Clean Energy.”)

If the property is sold or transferred, the tax payment obligation may be transferred with the property to the new owner.

Ygrene offers a revolutionary way to finance clean energy projects. Key advantages to the program include:

  • Your personal credit score has no impact on funding eligibility or interest rate
  • Eligibility is determined quickly and easily through an online search with Ygrene’s funding management system
  • Funding is paid back over a long period of time and does not carry a balloon payment
  • The project debt does not have to be paid off upon property sale or transfer

This is a goal of Ygrene’s program. Achieved savings depend on several factors that may include:

  • Installation of renewable energy generation systems
  • Energy behavior of the occupants
  • Number of occupants
  • Age and condition of the building(s)
  • Remodel history
  • Improvements undertaken

An energy assessment can predict the savings you’re likely to realize.

Ygrene Funding pays contractors upon completion of construction, building department sign-off, verification of lien releases and fulfillment of project underwriting criteria. In most circumstances, payments will be made within seven days. For large projects, Ygrene provides a process to qualify for progress payments.

Residential and commercial buildings of all sizes, including industrial and multi-family residential properties, are eligible. Facilities that are not on the property tax rolls, such as schools or government buildings, are not eligible at this time.

Yes. The system is designed to save contractors time and headaches. Customers see it as a valuable service, which they associate with contractors who engage them in the program. It is critical to the operation and administration of the program that participating contractors use Ygrene’s Construction Services Management Software.

Contractors participating in one of Ygrene’s Clean Energy Districts must register for the program and attend Ygrene training. Our contractor training program provides a wide range of information on topics that include the following:

  • Ygrene Funding Management Software
  • Bid submission and approval process
  • Required work contract terms
  • Project eligibility requirements
  • Program marketing resources
  • Materials and supplies
  • Sales tools

Ygrene works with municipalities to determine the best location for Energy Centers. Ygrene’s Energy Centers include areas for contractor training, meetings and program document finalization. Ygrene representatives staff the centers to inform local property owners about the program and help them manage their projects.

Under some circumstances, assessment district documents can be subject to legal challenge. To eliminate this risk, the jurisdiction files a lawsuit in Superior Court to establish the legality of the program documentation. Adjudication in favor of the program validates the program, its assessments and assessment contracts and any bond authorizations or issuances – thereby providing security for the lenders and the jurisdiction.

The assessment lien is recorded at the time the assessment contract is signed by the property owner and a City or County representative. At the completion of construction, a final accounting process itemizes all of the costs, confirms the interest rates and reconciles the account. In August of each year the Auditor-Controller forwards that year’s assessment roll to the Tax Collector, who issues the tax bills.

As the third-party administrator, Ygrene Energy Fund provides program design and funding, contractor certification, marketing, administrative software and support to all stakeholders. The administrator’s role may vary depending on the city and the program.

Actually, Ygrene PACE is most powerful for people with income. It’s heavily favors those with household incomes over $70,000. In fact, the higher the income of the property owner, the higher the tax savings and lower the tax-adjusted interest rate. For many income earners, the tax-adjusted interest rate is even negative, putting cash back into the property owners pocket.

Ygrene beats traditional financing hands down. Our longer terms and tax advantages deliver the lowest monthly payments – saving you up to 50% or more over traditional financing. Add in other benefits such as payments that stay with your property, zero money down and no payments for up to 17 months and it’s easy to see why Ygrene is America’s best financing option.

Making payments on you property tax bill is a great idea for many reasons. First, it saves you money and makes Ygrene America’s best financing option. The payment may be tax-deductible which reduces your effective cost. Additionally, just like property tax, the payments can stay with the property when you move. The new owners makes future payments while also enjoying the energy and tax savings benefits. Further, depending on when you install your upgrade, you won’t have to make a payment for up to 17 months. There are many more benefits to this innovative financing.

Our funds can be used by both residential and commercial property owners. Funding is available for any project that creates renewable energy such as solar, saves energy such as a high-efficiency heating and air conditioning system and water conservation projects such as net-zero landscaping. Additionally, hurricane resistance projects are supported in our Florida districts.

Ygrene provides special financing known as Property Assessed Clean Energy (P.A.C.E.) which allows you to finance improvements to your property by putting the financed amount on your property tax bill. Ygrene offers our program in partnership with your local city or county government. The partnership enables the program to provide low cost financing over long terms with zero money out of your pocket. With Ygrene, you will save energy and money and your city gets to reduce greenhouse gas emissions.

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